Hurricane season is impacting multiple Cove Communities throughout Florida. Safety is a top priority for Cove Communities and we ask that everyone follow evacuation orders for their local areas.
Please visit your community website for any updates and quick access to local emergency resources and updates.
Once you can safely return to your community, please assess your property. Homeowners may be eligible for federal disaster assistance if their home has sustained damage during a recent hurricane.
Below, you’ll find instructions for requesting FEMA disaster assistance if you have uninsured damage or losses caused by a hurricane. You can also call 1-800-621-3362 to determine eligibility for FEMA disaster assistance.
What to Expect When Applying for Hurricane Relief
A disaster must be declared.
After a major disaster, the President may declare individual assistance for certain damaged areas in a state. You may qualify if you live in one of these areas.
Start the Disaster Assistance Application Process
1. Find Out If You Can Apply: Enter the Let’s Get Started section of the Disaster Assistance homepage. You’ll be asked a few questions to see if you can apply.
2. Create an Account: You need to create a Login.gov account so you can do a few things:
- Save your application to finish later
- Get your status
- Respond to messages
- Upload documents
3. Gather Your Personal Information: You’ll need to have as much of the following info ready as you can: Home, mailing, and email addresses; phone number; Social Security number (SSN); banking and insurance info.
4. Fill Out the Application: Enter as much detail as you can. You can return to your account later to enter anything you don’t have handy now.
5 Review and Send Your Application: Check what you’ve entered, make changes if you need to, and send your application to FEMA. Remember to save and keep your application ID. You’ll need it anytime you talk with FEMA.
After You Apply for FEMA Assistance
1. FEMA Reviews Your Application: If FEMA can’t qualify you based on your application alone, they may request more info, or to inspect your home.
2. Check Your Email: FEMA will email you when you have messages in your account.
3. Check Your Status: You can sign in to your account at any time to check the status of your application.
4. Get Payment: If you qualify, FEMA will send a payment using the method you choose. You can get a direct deposit or a check by mail.
If you have questions about the FEMA application process, check out the Frequently Asked Questions page.
